Yacht Loan
Finance Your Lifestyle. Navigate Your Ambitions.
At Octalas BaaS, we understand that a yacht is more than a vessel—it’s a statement of ambition, achievement, and personal freedom. Our Yacht Loan Service is designed for discerning clients who seek flexible, secure, and efficient financing solutions backed by institutional-grade banking infrastructure.
Powered by EQIBank and supported by Octalas BaaS’s advanced financial platform, our yacht financing offering brings together premium lending capabilities with global accessibility, allowing clients to purchase or refinance luxury yachts with ease and confidence.
Why Choose Octalas BaaS for Yacht Financing?
Tailored Financing Solutions
We structure every yacht loan according to the client’s lifestyle, asset type, and long-term financial objectives. Whether you are purchasing a new vessel, upgrading your current yacht, or refinancing an existing asset, our team ensures a loan profile that aligns perfectly with your needs.
Competitive Rates & Flexible Terms
Through our global banking partners, we offer highly competitive interest rates, flexible repayment schedules, and extended loan tenures—ensuring your financing remains efficient, manageable, and tailored to international clients.
Asset-Based Security
Yacht loans through Octalas BaaS are fully secured using the vessel as collateral, supported by expert valuation, due-diligence partners, and global marine compliance checks.
Discreet, Premium-Level Service
We specialise in high-net-worth and ultra-high-net-worth financial services. Your loan application is handled with the utmost confidentiality, professionalism, and personalised service.
Global Reach & Seamless Processing
Our infrastructure supports yacht purchases across multiple jurisdictions, including the UAE, EU, Caribbean, and offshore registries. From documentation to underwriting and disbursement, we streamline the entire process to keep your transaction smooth and expedited.
Loan Features
- Financing available for new or pre-owned yachts
- Loan values ranging from mid-tier vessels to superyachts
- Flexible LTV ratios based on age, type, and registry of the yacht
- Structured repayment plans (monthly, quarterly, or annual)
- Options for balloon repayments or interest-only structures
- Fast approval process with dedicated relationship managers
Who Is Eligible?
Our Yacht Loan Service is available to:
- Private individuals
- Corporate yacht owners
- Luxury charter operators
- Family offices
- International investors
Applicants are assessed based on financial profile, the vessel’s valuation, and regulatory requirements under EQIBank’s global lending standards.
A Smarter Way to Finance Your Yacht
Octalas BaaS is reshaping the way clients access luxury asset financing by combining premium lifestyle lending with the reliability of regulated digital banking infrastructure.
From first consultation to final disbursement, our goal is simple: to provide a smooth, transparent, and world-class financing experience—designed for modern global clients who demand excellence.
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