White Label Banking
Launch a Fully Branded Digital Bank - With a License
Go live with your own neobank, wallet, or crypto platform in weeks using our compliant, ready-made white label infrastructure. Your brand, your users – we handle the rest.
What Is a White Label Bank?
Octalas lets you offer regulated financial services – such as accounts, payments, crypto wallets, and compliance – under your own brand, without needing a banking license or internal tech team.
With our White Label Banking platform, you get everything you need to launch your fintech or crypto business quickly and legally: infrastructure, licensed partners, full compliance stack, and custom branding.
Everything You Need to Operate as a Digital Bank - Without Building One
Accounts & IBANs
Dedicated IBANs: Offer global personal/business IBANs through partner banks, issued in your customer’s name. Pooled Accounts: Launch quickly with pooled accounts using a unified ledger structure to manage balances, track sub-accounts, and stay compliant.
Payments Infrastructure
SEPA & SEPA Instant: Send and receive Euro transfers across Europe in seconds. Faster Payments (FPS): Instant GBP transfers in the UK. SWIFT: Enable international transfers with global reach via partner bank networks.
Crypto Wallets
Custodial Wallets: Hold and manage users’ crypto assets securely through regulated custodians. Non-Custodial Wallets: Give users full control of their crypto keys, while integrating transaction tracking and KYC monitoring.
OTC FX & Crypto Exchange
On/Off Ramps: Convert crypto to fiat and vice versa, with integrated compliance and bank-grade pricing. OTC Desk Integration: Access institutional liquidity for high-volume trades through trusted partners.
Card Issuing
Virtual & Physical Cards: Instantly issue branded virtual or physical cards, integrated with major card networks and processors. Full Lifecycle Management: Control card design, activation, tokenization, spending limits, and usage rules via dashboard or API.
Compliance Tools
Fully Digital Onboarding: KYC/KYB with automated identity and document checks. AML & Risk Engine: Real-time transaction monitoring, velocity rules, and suspicious activity alerts. Compliance-as-a-Service: We provide the licensed partners, controls, and reporting - so you don’t have to hire a compliance team or wait for licensing.
Who Benefits from White Label Banking?
A Complete Solution - No License, No Delay, No Overhead
Go Live in Weeks, Not Months
Skip the licensing queue and months of BaaS approvals. With our pre-integrated partners, you can launch in as little as a few weeks.
We Handle Compliance
No need to build your own compliance team. We provide KYC, AML, transaction monitoring, and reporting tools - already integrated and regulator-tested.
Built on Licensed Banking Partners
We connect you to trusted banks across the globe, allowing you to offer real services without regulatory exposure.
Your Brand, Front and Center
Everything is fully white-labeled - from the dashboard and onboarding flow to email templates and mobile UI. You own the customer experience.
Seamless Fiat + Crypto Infrastructure
Our unique setup supports both fiat and crypto wallets in a single product. Build banking, exchange, and DeFi features under one umbrella.
Modular, API-Ready Architecture
Need more than just an app? Use our APIs to build custom flows, integrate 3rd parties, and create a product that’s truly yours.
Enterprise-Grade Controls, Built Into Every Layer
Infrastructure Security
Data encrypted at rest and in transit -- Role-based user access controls -- Secure hosting
Compliance Management
Integrated KYC/KYB onboarding with 3rd-party data checks -- Real-time AML and transaction risk rules -- Continuous reporting to regulated partners
Audit & Oversight
Full event and transaction logging -- Configurable alerts and workflows -- Exportable compliance reports for internal or external review
Our White Label Bank in 5 Simple Steps
