Technology

Designing the right billing model is one of the highest-leverage decisions a fintech can make. It touches unit economics, customer experience, and market positioning all at once. Get it right and you compound revenue with every new account and transaction. Get it wrong and you’ll battle churn, margin compression, and reconciliation headaches. This guide breaks down three essential levers—per-account fees, FX spread, and segment-based […]

Introduction: Why APIs Are the Engine Behind Modern Banking Apps The days of building banking software from scratch are long gone. In today’s fintech landscape, speed, modularity, and compliance readiness define who wins. Financial institutions, neobanks, and even non-financial brands entering fintech want to launch mobile banking experiences in weeks, not years. This acceleration is made possible by API-driven architectures. APIs […]