Core Banking
Build Modern Financial Products with a Scalable Core Banking Platform
Create and manage accounts, process transactions, issue cards, and enable payments – all through a secure, modular core banking engine designed for fintechs and crypto businesses.
The Financial Engine Behind Every Digital Bank
Core banking is the backbone of any financial product – it manages accounts, balances, transactions, and compliance processes in real time.
Octalas’s Core Banking solves fragmented bank integration, high development overhead, and scaling constraints – letting your business go live faster with more competitive financial offerings.
Everything You Need to Operate Like a Real Bank
Accounts Management
Open, manage, and monitor multi-currency user accounts instantly - across individual, business, and pooled models. Built for flexibility, designed to scale.
Money Transfers (Local & Global)
Enable fast, secure money movement through SWIFT, SEPA, Faster Payments, ACH, card rails, and crypto-compatible transfers. One engine, multiple rails.
Customizable Workflows
Set your own rules for approvals, transaction limits, onboarding steps, and security thresholds - no hardcoded limits, full control.
Back-Office Dashboard
Gain real-time visibility and control over accounts, users, compliance alerts, FX rates - no-code, role-based, ready for your ops team.
Dynamic Pricing & Fee Engine
Define and adjust fees across accounts, currencies, user segments, and services. Build monetization logic that fits your business model.
Currency Exchange
Provide multi-currency wallets and FX at live rates. We enable access to banking partners offering competitive spreads and fast execution.
Card Issuing
Issue and manage virtual or physical cards with full control over design, activation, tokenization, and spend rules - integrated with major card networks.
Developer-First API
Connect instantly via Octalas’s robust API suite for account issuing, transfers, ledgers, and KYC. Designed for fast integration and future growth.
Who Is This Core Banking Platform For?
A Smarter Core Built for Fintech Growth
Multi-Bank Connectivity
Unlike typical core banking providers, Octalas connects your business to multiple regulated banking partners, giving you access to better account options, faster payments, and improved geographic coverage - all from a single backend.
Modular, Not Monolithic
Only use what you need. Our platform is fully modular, allowing you to integrate accounts, transfers, FX, and fees management without carrying unnecessary overhead.
Built for Global Fintechs
Whether you're operating in the EU, UK, Africa, or beyond, Octalas’s infrastructure is built with multi-currency, multi-jurisdiction capabilities that grow with your business.
Fast to Launch
We help you skip the 6–12 months dev cycles and go live in weeks with our API-first platform, sandbox environment, and guided onboarding.
Built to Meet the Highest Standards in Finance
Banking-Grade Security
- Data encryption at rest and in transit (AES-256, TLS 1.3)
- Role-based access controls with activity logging
- Secure key management and infrastructure hardening
Regulatory Compliance
- Built-in KYC/AML engine with rules and real-time alerts
- Full audit trails for every transaction and account event
- GDPR-ready, ISO 27001-compliant hosting environments
Operational Risk Controls
- Automated fraud detection with velocity checks and thresholds
- Customizable approval workflows and user-level permissions
- Continuous uptime monitoring and incident response
